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Recent Blog Posts
Should You Pay Off Your Marital Debts During Divorce?
Figuring out how you will divide your marital debt is one of the many important tasks you must complete during your divorce. As part of your divorce agreement, you can determine which debts each of you will be responsible for repaying. You also have the option of repaying your debts during or even before your divorce. Getting rid of the debt would relieve a financial burden on your life after divorce. However, it is possible that repaying your debts is not feasible or the best choice in your situation. There are several questions you should answer before deciding whether to immediately repay a debt.
Is It a Marital Debt?
The simple definition of marital debt is one that you entered into while you were married, but other factors can determine who is responsible for a debt, such as:
- Whose name is on the loan agreement
Relearning Life Skills Following Your Divorce
One of the advantages of being married is having someone to share the workload when it comes to completing the responsibilities that come with adult life. Whether it is intentional or not, spouses tend to assign tasks to each other that become their sole responsibility. When you divorce, you will be responsible for completing the tasks that your spouse previously took care of. There are some tasks that you have experience doing, but you will need to adjust to being the one who does them. For instance, you may need to remind yourself which day you take the trash to the curb for pickup. There are other tasks that will require you to learn new skills. Maybe you have no experience with making meals for your children or paying your bills. Whatever the tasks may be, there are a few steps you can follow to better handle them:
- Make a List of Tasks: Your first step is to figure out which tasks you need to complete on a regular basis. It may help to write out these tasks in a list. Expect that you will continue to update the list as you realize additional tasks that you are responsible for.
What Is a Parent’s Right of First Refusal in Illinois?
The parenting time schedule that parents create during a divorce is the best estimate of what times of the week each parent will be available to care for the children. There are always special circumstances in which a parent may be unavailable during their normal parenting time. Maybe your job needs you to stay late or travel for a meeting. Your best friend may have invited you to their birthday celebration. You could become sick to the point that you temporarily cannot function as a parent. If your children are too young to care for themselves, you will be looking for another caregiver, such as a relative, friend, or babysitter. However, some parenting agreements include the right of first refusal, which requires you to offer your co-parent the chance to care for the children before anyone else.
How Do You Create the Right of First Refusal?
How to Become the Guardian of a Minor in Illinois
There are situations in which a child’s parents may be unable or unavailable to perform their basic duties as a parent. If that happens, another adult can become the legal guardian of the child, either on a short-term basis or until the child becomes an adult. The guardian is authorized to make decisions about the child just as if they were the child’s parent. If you wish to become a child’s guardian, you will need to receive court approval. There are several important facts about guardianship in Illinois that you should understand.
Who Can Become a Guardian?
You do not need to be related to the child in order to be their guardian, but it is in the child’s best interest if you have some history of interaction. The basic requirements for being a guardian in Illinois are:
- Being at least 18
- Being of sound mind
How Do You Divide Jewelry in a Divorce?
Including jewelry in your division of marital property during your divorce is more complicated than it may seem. Normally, valuable assets obtained during a marriage are considered marital property, and that would be the case if you purchased jewelry for yourself. However, jewelry is often given as a gift, and gifts are excluded from marital property. Deciding whether jewelry is marital property could be a difference of thousands of dollars in your divorce. Thus, it is important to remember how you obtained each piece of jewelry that you own.
Was It a Personal Gift?
Whether a gift is a marital property depends on whether the gift was meant for one person or the couple together. The following questions may help you determine the intent of the gift:
- What was the occasion for receiving the gift?
- Who was the gift addressed to?
Work Stoppage May Require Child Support Modifications
Though much of the U.S. economy has come to a standstill due to the coronavirus pandemic, many expenses continue on as normal. For parents who have divorced or separated, child support payments are still necessary. Unfortunately, parents may have increased difficulty paying for child-related expenses if they have lost their jobs or are not receiving pay. You need to immediately talk with a divorce lawyer if your income has been reduced, whether you are the payer of child support or the recipient.
Consequences for Payers
The only way to lawfully reduce the amount of child support you pay to your co-parent is by modifying your child support order in court. Losing your job makes you immediately eligible to modify your child support payments, but the courts may be slow to act on it because they are partially shut down due to the virus outbreak. Once your case is heard, the court will likely calculate a new child support amount based on your current income. Unemployment benefits will count towards that income.
How the Coronavirus Is Impacting Divorce Cases
All Illinois residents are currently experiencing some disruption in their lives because of the coronavirus epidemic. This includes people who are planning to or in the process of getting divorced. The DuPage County Courthouse has postponed hearings that it does not consider to be urgent until at least April 17. With all of the uncertainty surrounding the virus, there is no way of knowing for certain when hearings will be rescheduled and whether the courthouse will have to take other steps to protect the public. For those who have already completed their divorces, there may be urgent questions about what to do if they cannot comply with the support payments and parenting schedule in their divorce agreement.
Support Payments
Many people are currently unable to work because of businesses closing in response to the epidemic. Others may have significantly reduced hours and pay. Unfortunately, people do not know when their jobs may come back if they come back at all. Lost income affects people in many ways, including their ability to pay child support and spousal maintenance. Violating court-ordered support payments can result in fines and penalties. If you are worried that you will not be able to afford your next child support or maintenance payment, you need to contact a divorce lawyer to discuss:
How to Determine a Fair Spousal Maintenance Agreement
Spousal maintenance is not a requirement for every divorce agreement but is often included because it is considered fair compensation for the recipient. If there is a large income discrepancy between spouses, then the recipient may be entitled to financial support from the payor. What is a fair amount of maintenance to award and how long should the payments continue? Illinois courts consider factors such as the duration of the marriage, the income potential of the recipient, and how long the recipient may need to become self-supporting. There are other factors that can be relevant to a spousal maintenance ruling:
- Standard of Living: The spousal maintenance recipient is not limited to receiving only enough support to live off of. If the spouses had an expensive lifestyle during their marriage, then it is reasonable for both spouses to be able to continue a similar lifestyle after the divorce. It would be unfair to expect a lower-income spouse to live a much poorer lifestyle while the other spouse keeps the same standard of living, especially if both spouses and their children had become accustomed to that lifestyle after several years.
Should You Try to ‘Win’ Your Divorce?
It is healthy to approach your divorce with clear goals in mind and the motivation to accomplish them. You need a divorce agreement that allows you to financially support yourself and have ample parenting time with your children. However, being overly competitive with your spouse can cause problems. Trying to “win” your divorce may create contentious negotiations that prevent you from achieving an optimal divorce agreement – as well as make the process take longer than it needed to. Instead, an amicable or collaborative divorce process, such as mediation, often results in better agreements that both sides can be satisfied with.
Problems with ‘Winning’
Divorce is not meant to have “winners” and “losers.” Divorce law recognizes that both parties need to benefit from the agreement, and a divorce court will not approve an agreement that flagrantly benefits one side at the expense of the other. There are several problems with believing that you need to win your divorce:
Solutions for Three Parenting Time Conflicts
Divorcing parents would love to come up with a perfect parenting time arrangement – for their children’s sake if not their own. Unfortunately, plans are rarely perfect, and you may soon realize that your arrangement is not working out as you had hoped. You are allowed to modify your parenting plan, but only if one of the following is true:
- It has been two years since the plan was last approved or modified.
- There has been a significant change in circumstances for one of the parents or children.
- Both parents agree to the modification.
Not every parenting time problem requires a modification to your plan. Here are three potential conflicts and ways that you can solve them:
- Your Children Are Struggling to Adjust: Splitting time between two homes is a major change for children that can cause them stress and make them uncomfortable. If you notice your child struggling with the change, talk to them about what is bothering them. There may be something missing from the new home that would make them more comfortable. A tweak in your parenting schedule could make the situation easier for them. Talk to your co-parent about your child’s problems and come up with a solution that works best for your child.