Creating a prenuptial agreement is helpful in settling financial issues that will come up during a divorce. The agreement lays out a plan for how premarital properties will be treated and what level of spousal maintenance will be provided. However, spouses should consider it a living document that may need to be updated. Financial circumstances in the marriage can change in ways that make the agreement obsolete or unfair to one party. It will be easier for both parties to renegotiate the prenuptial agreement while still married than during the divorce.

Spousal Maintenance

Parties in a prenuptial agreement may choose to establish the value and duration of spousal support payments after divorce, especially when one party has a significantly greater income than the other. However, the balance of financial power can change in a marriage: 

Evidence of an immature romantic relationship can be seen in how a couple breaks up with each other. To avoid the pain of the breakup, one person may avoid talking to the other or place all of the blame for the breakup on that person. As important as a marriage is, you would like to believe that a married couple would be more mature than that when getting a divorce. However, some spouses follow the same behavior patterns as immature couples that break up. The difference is that behaving poorly during a divorce can have more serious consequences. If you both behave like adults, you will increase the chance of having amicable divorce negotiations.

Avoidance

The most immature example of avoidance in a dating relationship is called “ghosting,” when one person suddenly stops communicating in hopes of ending a relationship without having to confront the other person. You cannot ghost your spouse unless you decide to run away. However, you can avoid having necessary conversations, such as:

There are some details in your marriage and divorce that your children do not need to know. Children already have a hard time adjusting to their broken family after a divorce. Telling them about their other parent’s faults that led to the divorce will hurt them more. Your most important job as a parent after your divorce to protect your children. That means shielding them from the infighting that often accompanies a divorce.

Too Much Information

Dragging your children into your divorce-related drama is unfair to them. Despite what you may think of your former spouse, your children likely look up to him or her as a parent. Children see their parents as infallible role models, even though no parent is perfect. By exposing your children to your grievances from the divorce, you are:

Getting a divorce can hurt you financially as much as it does emotionally. As part of the divorce negotiations, you will need to surrender several marital properties and other monetary assets. Afterwards, you will be left with fewer resources but many of the same financial obligations. Knowing the monetary consequences, some spouses choose to delay their divorce. By doing so, they may hope to:

• Accumulate greater financial assets to support themselves after divorce;
• Continue to take advantage of their marital status when filing taxes; or
• Repair their marriage so as to avoid divorce.

While there are some potential advantages to delaying your divorce, the disadvantages are often greater. There are several reasons why postponing a divorce hurts spouses more than it helps them:

1. Reconciliation Is Unlikely: Once you have concluded that you want to divorce, you have reached a point of virtually no return. In many cases, divorce is the correct decision, even if it is difficult to admit. You have accepted that your marriage is beyond repair, which can be the biggest obstacle to deciding to divorce.
2. Resentment Grows: Instead of reconciling, you are more likely to become bitter if you force yourself to stay with your spouse. When you reach the breaking point, you and your spouse may have a high conflict divorce. Such divorces are more costly because they take longer to negotiate.
3. Marriage Duration Matters: The longer your marriage lasts, the more financial obligation you may have to your spouse. If you are likely to pay spousal maintenance after the divorce, the duration of your marriage will determine how long you must continue to make the payments. In Illinois, the duration of spousal maintenance is calculated using a multiplier. The multiplier increases every five years. If your marriage reaches 20 years, the payments may be permanent.
4. More to Share: Besides your regular income, you may potentially receive a sudden gift that increases your financial assets. An inheritance from a relative is the most common example. Receiving an inheritance while married is significantly different from receiving it while divorced. The gift may be considered marital property that must be accounted for during the divorce negotiation. Even if it is non-marital property, your individual financial resources are used when calculating support payments.

Inevitable Divorce

You do not need to plan on marriage in order for family law to be useful. Cohabiting couples share their lives in many of the same ways as those who marry. This includes having children, which will tie the two people together even if they separate. A co-parent who never married is responsible for child support payments if the couple lives apart. However, there are benefits to being married parents that unmarried parents do not automatically receive. Unmarried couples must proactively use family law to gain equal rights as parents.

Establishing Parentage

When a married woman has a child, her husband is assumed to be the father. A biological father who is not married to the mother must identify himself as the father in order to have paternal rights. The father can sign a Voluntary Acknowledgement of Paternity form immediately after the child’s birth. In some situations, only one person is the biological parent. The other partner can apply for adoption to become a legal parent. Establishing parentage grants several rights regarding the child, including:

Divorcees with high-value assets follow the same laws as everyone else getting a divorce. The difference is that wealthy individuals have more at stake in terms of finances. The process of dividing up their assets is often more complicated because the assets are numerous and diverse. Whether because of miscalculation or emotion, making a mistake can cost thousands or millions of dollars. Individuals in a high asset divorce must take care to avoid these mistakes when dividing up their marital properties:

1. Hiding Assets: With the prospect of losing several valuable marital properties, a divorcee may try to protect them by purposely hiding them or failing to disclose them. Common tactics include creating hidden accounts or temporarily transferring properties to a friend. A divorce court may penalize a party who has been caught trying to deceive a spouse. The guilty party may be forced to compensate the other spouse by giving up marital assets or money.
2. Incomplete Investigation: A spouse can be held accountable for hiding assets only if the other spouse catches him or her. Failing to thoroughly search for marital assets puts a spouse at a disadvantage. The identified properties may be divided equitably, but having hidden properties means one spouse is receiving an inequitable share. If a spouse learns about the hidden assets after the divorce is completed, he or she is responsible for providing evidence of the deception.
3. Undervaluing Assets: Once spouses identify all of their marital assets, they must put an accurate value to each asset. Complex properties, such as businesses or investments, are common in high asset divorces and difficult to assess. One spouse will likely maintain complete control of the business, while the other receives equitable compensation. When assessing a business, assessors must determine both its current and future value.
4. Forgetting Tax Obligations: Not all marital properties are treated equally in terms of taxes. Some properties, such as real estate, are subject to additional taxes. After taxes are taken out, a once-equitable division of property may seem more uneven.
5. Giving in to Emotions: Rich or poor, couples are likely to feel some bitterness towards each other during a divorce. This may cause parties to make decisions based on spite, rather than what will benefit themselves. With high asset divorces, there are more opportunities to try to punish a spouse by obstructing his or her efforts to receive an equitable share of properties. Vindictive actions do not help negotiations and needlessly prolong the process.

Settling a High Asset Divorce

A divorce that includes several valuable assets requires an experienced and knowledgeable divorce attorney. A DuPage County divorce attorney at Calabrese Associates, PC, can properly identify and assess your marital properties. Schedule a consultation by calling 630-393-3111.

When you begin the divorce process, you are entering a prolonged working relationship with your divorce attorney. Your attorney is your go-to person for discussing all of the technical aspects of divorce, including property division and allocation of parental responsibilities. You select an attorney based on his or her ability to help you obtain a favorable outcome from divorce. However, a good attorney is at his or her best when the client is helpful. Here are four tips for being a good client during your divorce:

1. Showing Interest: Your attorney has extensive knowledge about divorce, but you are the expert on all matters concerning your life and your marriage. You must be willing to be an active part of the divorce by being available to answer questions and provide information. Anticipate that your attorney will need to know detailed information about your finances and property. Try to promptly answer any questions he or she asks.
2. Trust Your Attorney: Curious and concerned clients may do their own research on legal aspects of divorce. With the open access to information on the internet, it is tempting to try to answer your own questions. Having access to information is different from knowing how to find the answer. Your attorney should be your resource for any questions you have about your divorce. By doing your own research, you are drawing your own conclusions about the law that may conflict with your attorney’s work.
3. Efficient Communication: It is good to have an open line of communication with your attorney, but excessive phone calls or emails can be detrimental. Productive conversations become interruptions while your attorney is trying to work. You can most efficiently address your concerns by writing them down and discussing them all at once during planned, regular communications.
4. Remaining Calm: Some divorce topics may stir up your emotions because of their personal nature. An uncooperative or difficult spouse may also make you angry. When you allow your emotions to control your judgment, you make irrational decisions that undermine your attorney’s efforts to help you. When you fall prey to negative emotions, listen to your attorney’s advice with an open mind. Your attorney has an impersonal perspective on your divorce that helps him or her identify decisions that will be most beneficial to you.

Client Relationships

Divorce attorneys and their clients are most successful when they work with each other on the case. A DuPage County divorce attorney at Calabrese Associates, PC, can discuss ways you can help during the divorce process. To schedule a consultation, call 630-393-3111.

It is understandable and in many cases expected that you will date new people after your divorce. The tricky part is when and how to introduce your new romantic interest to your family – most significantly your children. You want to include your significant other in all aspects of your life, but you also must consider how others will react. This conflict becomes heightened during the holiday season. You can spend time with your new partner, but including him or her in family events may create uncomfortable situations. There are circumstances in which it is a bad idea to invite a new significant other to a family holiday gathering.

During the Divorce

Openly dating someone while your divorce is ongoing can be damaging to your case. Besides making you look selfish, your divorcing spouse may bring up legal questions of whether:

The amount of money needed to raise a child is neither static nor uniform. Different children have different needs, and any of those needs can change as they get older. Yet, child support payments created during a divorce only reflect the financial needs at that time. They cannot predict what the future child support needs will be or any emergency expenses in the present. Divorced parents must be willing to re-examine their child support payments to determine whether the payments are still meeting their children’s needs. They should also have an understanding of how they will pay for unusual expenses that occur.

Child Support Model

Determining the required amount that one parent must pay for child support starts with calculating the parents’ combined financial obligation to the children. The initial amount is based on the parents’ combined incomes and the number of children. Illinois has a table that uses both factors to suggest a combined monthly child support amount from both parents. Parents can add other regular child-related expenses to that monthly total, such as:

A business’ value extends beyond the earnings that can be attributed to its tangible assets. Factors such as reputation amongst customers can increase its value in ways that are harder to calculate. These intangible assets are known as goodwill and are commonly included in business valuations. When a divorcing couple is assessing a business during the division of property, goodwill should be part of the valuation. However, it can be tricky to put a monetary value on goodwill, and not all forms of goodwill are treated equally in a divorce. An experienced business assessor is needed to understand the true value of goodwill.

What Creates Goodwill?

When competing businesses offer similar products or services, it is a business’ goodwill that may make a difference in a customer’s choice. Goodwill can create greater economic returns by attracting new customers and bringing old customers back. Several factors can add to a business’ goodwill, including:

Statistical studies have calculated that people who are divorced are more than twice as likely to commit suicide than their married counterparts. While that number is concerning, the statistics become more alarming when comparing suicide rates between divorced men and divorced women. According to one study, divorced men are nearly 10 times more likely to commit suicide than divorced women. Researchers have searched for a reason for the disparity between men and women. One logical conclusion is that divorced fathers feel more anger and depression because they often have less parenting time than mothers.

Health Risks

Suicide is the most extreme consequence of post-divorce depression. Divorced men and fathers tend to lead more unhealthy lifestyles and make poorer choices. This may include:

Divorce is an emotionally trying time during which you will turn to friends and family for support. However, some friends may surprise you with their reaction to your divorce. If you are looking for an affirmation of your decisions, you risk being disappointed and hurt when a friend makes a critical or insensitive comment. To harden yourself against this, you should understand that:

• People have varying beliefs about divorce;
• Some people choose poor words when trying to express support; and
• Other people’s opinions should not weaken your resolve in regards to your divorce.

There are various reasons why your friends or family may react negatively to your divorce. Each reason requires a different response:

1. Personal Beliefs: The concept of divorce is unacceptable to some people, regardless of your reasons. Religion often dictates this belief, though for others it is a personal conviction. You are not going to change this person’s mind, so you should agree to disagree and drop the subject. If this person continues to criticize your decision, you should distance yourself from him or her.
2. Loyalty: It is difficult for mutual friends of spouses to support both sides during a divorce. Whether you intend to or not, you are asking your friend to accept your opinions on the divorce. Many friends choose a side during the divorce, and some of them will opt for your spouse. You may feel abandoned or hurt, but you should respect their decisions. Understand that they may still like you and consider you a friend. However, their loyalty to your spouse is more important to them.
3. Awkwardness: Some friends want to be supportive but do a poor job of expressing it. Their choice of words may seem insensitive or hurtful. Their questions about your divorce may sound like criticism. You should step back and try to determine your friend’s intentions. If your friend has just learned about your divorce, he or she has not had time to think of a response. If the news is a surprise, your friend’s questions may be out of curiosity. You should give these friends a pass on their initial reactions. If their insensitive behavior continues, you can calmly tell them that you are not comfortable with their questions and comments.

Personal Decision

In broad terms, guardianship can be differentiated by cases involving minors and cases involving disabled adults. Both are similar in that they require a court ruling to determine whether a responsible adult should have decision power over the ward’s:

• Personal care and health; and/or
• Financial estate.

However, guardianship of a disabled adult has many fundamental differences from guardianship of a minor. Obtaining guardianship of a child is already a difficult process because the court must determine what is in the best interest of the child. Obtaining guardianship of a disabled adult can be more complicated because the court must also consider the rights of the adult. Here are four key differences between guardianship of a minor and guardianship of a disabled adult:

1. Assumed Need for Guardian: Children must have an adult who is responsible for their safety and personal decisions. If the parents are incapable of doing that, a guardian will be appointed, whether it is another adult or the state. For disabled adults, courts prefer to give them as much independence as they can handle. The person requesting guardianship must explain why he or she should have power over the adult.
2. Parents As Guardians: Parents do not need to apply for guardianship of minors because they are assumed to be responsible for their own children. When a disabled person becomes a legal adult, the parents will need guardianship if they want to retain the decision-making power they had when the disabled adult was a child. As with anyone else, the parents must prove why they should have guardianship of an adult.
3. Legal Preparations: To prove the need for guardianship, the petitioner must show why the disabled adult is incapable of being responsible for him or herself. A doctor’s evaluation is required to explain the adult's physical and mental limitations and what type of guardianship is recommended. The petitioner also must be knowledgeable of the adult’s wages, personal assets and financial obligations.
4. Court Hearing: When requesting guardianship, the petitioner is taking the disabled adult to court in order to restrict his or her decision-making powers. The adult has a right to an attorney in order to contest and prevent the guardianship. Depending on the adult’s level of awareness, he or she may feel embittered because of the prospect of losing his or her rights as an adult.

Deciding on Guardianship

Separation anxiety applies to parents and children after a divorce. As a parent, you have developed a bond with your children and are not used to extended time apart. With a post-divorce parenting plan, you will likely not see your children for days at a time. The change can be jarring. While your children will always be with one of their parents, you are suddenly alone when your children are staying with their other parent. This can be depressing if your life has centered around taking care of your children. However, you can also think of your free time as a chance to find a purpose and structure that is not reliant on being a parent. There are several actions you can take to help you towards this:

1. Rediscovering Personal Passions: When you became a parent, you may have put aside some of your favorite hobbies and activities. Taking care of your child came before your personal interests. You now have the free time to continue those interests. Participating in fun activities gives you something enjoyable to do while keeping your mind off your children's absence.
2. Reconnecting with Friends: Parenthood also changes your social interactions. Your leisure time is often spent doing activities with your family or other parents. With your children away and being cared for, you are free to meet with friends for more adult social outings. The important aspect is being with other people at a time when you are feeling alone.
3. Adjusting Your Work Hours: If your job gives you flexibility in your hours, you may be able to change your work schedule to fit with your parenting schedule. On days when you know you will not have the children, agree to work longer hours. In exchange, you may be able to work shorter hours on the days when you do have the children.
4. Being Productive: Some people feel satisfaction when accomplishing something in their free time. Your time without your children is a good chance to work on personal projects, such as fixing up your home or continuing your education. You can also volunteer your time towards charitable efforts. These activities can give you a sense of purpose in your life.

Dividing Your Parenting Time

The days you spend apart from your children make the days you are together more important. Your parenting schedule should give both parents days with your children that do not involve work or school commitments. If your children are always gone on your days off work, you are missing your chance to bond with them. A DuPage County family law attorney at Calabrese Associates, PC, will help you create a fair parenting agreement. Schedule a consultation by calling 630-393-3111.

Divorce can upend your carefully made plans for your future, including your retirement. If you are approaching retirement age, you may have already figured out:

• How much money you will need to support yourself and your spouse during retirement;
• What lifestyle you will be able to live; and
• How much you need to contribute to your retirement accounts in order to reach your goal.

However, your retirement plan assumed that you would be married. Having a spouse allows you to pool your retirement money together and share in your expenses. As a single retiree, you may have less financial resources to work with. There are a couple of ways that divorce can drain your retirement accounts.

Marital Property

Postnuptial agreements are often grouped in the same discussions as prenuptial agreements. Both are legal documents that help spouses predetermine the terms of a hypothetical divorce, including:

• Defining marital and nonmarital properties;
• Determining how marital properties would be divided;
• Protecting spouses from nonmarital debt; and
• Setting the expectations for spousal maintenance.

By definition, the difference between a prenuptial and postnuptial agreement is that postnuptial agreements are reached after the spouses have married. Spouses may opt for a postnuptial agreement if it is too late to create a prenuptial agreement or they need to change the prenuptial agreement. However, spouses can have different reasons for creating a postnuptial agreement than they would for a prenuptial agreement.

Changing Relationship

Illinois law prohibits a divorced parent from relocating with a child without notifying the other parent and receiving court approval. There are no exceptions for cases in which the other parent has little parenting time with the child or is deemed unfit. Unless the other parent has lost his or her parental status, a relocation order must be obtained if a parent wishes to move a child:

• More than 25 miles if living in Cook, DuPage, Kane, Lake, McHenry or Will County;
• More than 50 miles if living in any other county in the state; or
• More than 25 miles if the new location is in another state.

Child relocation disrupts the allocation of parental responsibilities for the other parent. Regular parenting time may be impractical if the child lives too far away. However, the relocating parent and the child may benefit from the move. Illinois law lists 11 factors that a court should consider when deciding on a child relocation request:

1. The Reason for the Move: The relocation should have some direct benefit for the parent or child. For instance, a parent may relocate because of a new career opportunity that will allow him or her to better support the child.
2. The Reason for the Objection: If the parent who is not relocating wishes to block the move, he or she can explain how the move would disrupt his or her parental rights.
3. Parental Fitness: The court will examine whether either parent has a history of not fulfilling his or her parental responsibilities.
4. Educational Opportunities: The court may favor a move that puts a child in a better school district.
5. Extended Family: It is often beneficial for a child to live near other relatives. The court will consider whether the move results in the child being closer or farther away from relatives.
6. Impact of Relocation: A move may improve a child’s standard of living but may also be emotionally traumatic.
7. New Parenting Agreement: The move would likely require changing the allocation of parental responsibilities. The court wants to see whether the parents can still create a reasonable agreement.
8. Child’s Wishes: The court will only consider what the child wants if the child is mature enough to give a reasoned explanation.
9. Appropriate Arrangement: The moving parent must have the necessary resources in order to support the child in the new location. A younger child may struggle with a more disruptive parenting arrangement that results from the move.
10. Continued Relationship: The court wants to minimize any effect that the move would have on the relationship between the child and the objecting parent.
11. Other Factors: Either parent can present other reasons that moving or not moving would be in the best interest of the child.

Relocation Orders

Illinois recently approved the Collaborative Process Act, which outlines the collaborative law process of negotiating divorce and family law issues. Collaborative law is a relatively new form of alternative dispute resolution that incentivizes cooperation and open sharing of information. Both sides and their legal counsels sign an agreement in advance, stating that the counsels will withdraw from the case if a resolution is not reached. Advocates for the process believe Illinois’ new law will increase awareness and encourage its use by establishing standards and guidelines. The act, which goes into effect on Jan. 1, describes the requirements and limitations of the collaborative process.

Approved Subjects

The law defines terms relating to the collaborative process, including which issues qualify as collaborative process matters:

It is unwise to quickly jump back into dating after you have completed your divorce. You need time to heal from your marriage, including:

• Coming to terms with why you divorced;
• Adjusting to your post-marriage lifestyle; and
• Feeling emotionally ready to start a new relationship.

Even after you feel ready, there may be others who need time to recover from the divorce. Children can be upset when they see one of their parents dating someone new. You must be conscious of your children’s reaction when starting a new relationship after divorce.

Understanding Children’s Emotions

An Illinois appellate court recently denied a man’s petition to vacate an agreement that obligated him to pay $500,000 in spousal maintenance to his former wife. The man claims he signed the agreement under fraudulent circumstances because his former wife concealed significant financial assets. Previously, an Illinois trial court determined that the man’s claim had no standing and ordered him to pay the remainder of the maintenance agreement, as well as his former wife’s attorney fees.

Case Background

In 2006, the woman filed a petition of indirect civil contempt against the man for failing to comply with the spousal maintenance payments that they agreed to in their 2001 divorce. The woman claimed that the man was not remitting parts of his income that came from his social security benefits and various trusts. In 2009, the man agreed to pay the woman $500,000, which included paying $350,000 immediately and the remaining $150,000 by December 1, 2013. The man made the initial payment but later disputed the agreement and refused to pay the final $150,000. The man filed a petition to vacate the agreement shortly after the deadline passed for him to make the final payment. He claimed that the agreement is fraudulent because the woman failed to disclose during the negotiations that she had a bank account containing $500,000. The woman responded that the money was a loan from her son and the man was aware of the loan. The trial court sided with the woman in June 2016, leading to the appeal.